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Facility Insurance



Health insurance is a type of insurance that provides financial protection against medical expenses. In the context of a university, health insurance may be provided to students through the use of the BPJS (Badan Penyelenggara Jaminan Sosial), which is the national health insurance program in Indonesia.


The BPJS is a government-run program that aims to provide affordable and accessible health care to all Indonesian citizens. Universities may require students to enroll in the BPJS as part of their enrollment process or offer it as an optional add-on to their tuition fees.



The BPJS offers several benefits for students in the university, including:


  1. Affordable healthcare: The BPJS provides access to affordable healthcare services, including medical consultations, hospitalization, and prescription drugs.
  2. Comprehensive coverage: The BPJS covers a range of medical services, including both basic and specialized treatments.
  3. Easy access to healthcare: Students can access healthcare services through the BPJS at any participating hospital or clinic across Indonesia.
  4. Health promotion: The BPJS provides health education and promotion services to its members, promoting healthy lifestyles and preventing disease.
  5. Protection against financial loss: The BPJS provides financial protection against medical expenses, helping to prevent students from incurring significant financial losses due to medical emergencies.

In conclusion, the BPJS provides affordable and accessible healthcare services to students in the university, offering comprehensive coverage, easy access to healthcare, health promotion, and protection against financial loss. It is an important component of student welfare and plays a crucial role in promoting health and wellbeing in the university community.